You need to know where to check car insurance. From making sure that your policy is up to date, right through to preparing to switch insurers; the options can be extensive and varied. If you’re found to be driving on the roads without insurance and regardless of your State – you could find yourself having to face hefty penalties.
Where to Check Car Insurance
Most people will keep their policies in their glove box; in fact, this is the most common place to keep any official documentation relating to a vehicle. It’s easy to get hold of in case the police stop you, and it’s safe from the rest of the car within its compartment. Alternatively, you might have stored your paperwork in the visor – so once you get hold of your papers, check to see when your insurance expires.
Call Your Carrier
If you took out insurance with a particular provider, they’d undoubtedly be able to provide information on whether yours is up to date or not. With a quick phone call, you could get back on top of your policy. Usually, they will likely tell you when it expires, so that you can prepare to renew, or switch agency. You’ll have to request a CLUE report, and as long as your provider supports this feature, they’re normally able to pull up your information without fuss.
Call the Secretary of State Office
These offices are situated within individual States, and they’ll often keep a record of insured drivers that are licensed within that region. If you contact your local office directly and provide information on your name, date of birth, and any other required info. You should be able to check to see if you are insured to drive. There’s honestly nothing to be embarrassed about if you don’t know about your insurance coverage. The State Office will be prepared to deal with inquiries relating to most matters. It should be able to help you to ascertain whether you have an up to date policy or not.
Ask the Police
A quick and relatively straight forward way to check the insurance on your vehicle is to visit your police station, ask them to verify your information. Most officers will have access to a database that provides information on insured cars – and by doing so, you could save yourself the risk of being pulled over and getting into trouble in the near future. If you don’t have insurance, we’re sure that the officer dealing with your request will appreciate your effort. You need to take care of a new policy soon after. There’s no reason why you should face an issue.
Keep track of your policy information. You can do this by filling in your documentation correctly or input notes in a calendar relating to expiration dates and so on.